{"id":13858,"date":"2026-06-05T15:38:15","date_gmt":"2026-06-05T15:38:15","guid":{"rendered":"https:\/\/savethevideo.net\/blog\/?p=13858"},"modified":"2026-06-05T15:46:22","modified_gmt":"2026-06-05T15:46:22","slug":"how-much-does-shopify-take-per-sale-fees-explained-2026","status":"publish","type":"post","link":"https:\/\/savethevideo.net\/blog\/how-much-does-shopify-take-per-sale-fees-explained-2026\/","title":{"rendered":"How Much Does Shopify Take Per Sale? Fees Explained (2026)"},"content":{"rendered":"<p>For a merchant evaluating Shopify in 2026, the amount Shopify takes per sale depends on three main factors: the store\u2019s plan, the payment processor used, and the type of transaction. Shopify does not take one universal percentage from every order. Instead, the final cost is usually a combination of <strong>payment processing fees<\/strong>, possible <strong>third party transaction fees<\/strong>, and other optional expenses such as apps, currency conversion, shipping labels, or chargebacks.<\/p>\n<div>\n<p><strong>TLDR:<\/strong> Shopify typically takes a payment processing fee on each sale, such as a percentage of the order plus a fixed amount, when the store uses Shopify Payments. If the merchant uses an outside payment provider, Shopify may also charge an additional transaction fee depending on the plan. Higher tier plans usually have lower per sale rates, but they come with higher monthly subscription costs. The exact amount in 2026 varies by country, currency, payment method, and Shopify plan, so merchants should confirm the latest pricing in their Shopify admin.<\/p>\n<\/div>\n<h2>What Does \u201cShopify Takes Per Sale\u201d Actually Mean?<\/h2>\n<p>When people ask how much Shopify takes per sale, they are usually referring to the money deducted before a payout reaches the merchant\u2019s bank account. However, Shopify\u2019s fees are not always a single line item. In most cases, a sale may include a <strong>payment processing fee<\/strong>, and sometimes an additional <strong>transaction fee<\/strong> if Shopify Payments is not used.<\/p>\n<p>For example, if a customer pays by credit card through Shopify Payments, Shopify\u2019s payment processor deducts a processing fee from the order. If the store uses a third party gateway instead, such as an external card processor or alternative payment provider, Shopify may charge an additional transaction fee on top of that provider\u2019s own processing fee.<\/p>\n<p>This distinction matters because a merchant using Shopify Payments may pay less per sale than a merchant using a separate payment gateway. The monthly plan also matters because Shopify\u2019s higher tier plans generally reduce processing costs, especially for stores with higher sales volume.<\/p>\n<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"675\" src=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2025\/05\/a-bunch-of-cars-parked-in-front-of-a-store-brand-protection-dashboard-bulk-image-tracking-online-infringement-detection.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2025\/05\/a-bunch-of-cars-parked-in-front-of-a-store-brand-protection-dashboard-bulk-image-tracking-online-infringement-detection.jpg 1080w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2025\/05\/a-bunch-of-cars-parked-in-front-of-a-store-brand-protection-dashboard-bulk-image-tracking-online-infringement-detection-300x188.jpg 300w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2025\/05\/a-bunch-of-cars-parked-in-front-of-a-store-brand-protection-dashboard-bulk-image-tracking-online-infringement-detection-1024x640.jpg 1024w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2025\/05\/a-bunch-of-cars-parked-in-front-of-a-store-brand-protection-dashboard-bulk-image-tracking-online-infringement-detection-768x480.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/>\n<h2>Main Shopify Fees Per Sale in 2026<\/h2>\n<p>Shopify fees can be grouped into several categories. Some apply to almost every sale, while others apply only in specific situations.<\/p>\n<ul>\n<li><strong>Payment processing fees:<\/strong> Charged when customers pay by credit card, debit card, or certain digital wallets.<\/li>\n<li><strong>Third party transaction fees:<\/strong> Charged by Shopify when a merchant does not use Shopify Payments, depending on the plan and region.<\/li>\n<li><strong>Currency conversion fees:<\/strong> May apply when customers pay in a different currency.<\/li>\n<li><strong>Chargeback fees:<\/strong> May apply if a customer disputes a payment.<\/li>\n<li><strong>App and service fees:<\/strong> May apply if third party apps take a commission or charge per order.<\/li>\n<li><strong>Shipping label costs:<\/strong> Not a Shopify fee in the same sense, but often deducted as part of fulfillment expenses.<\/li>\n<\/ul>\n<h2>Shopify Payments Processing Fees<\/h2>\n<p><strong>Shopify Payments<\/strong> is Shopify\u2019s built in payment processing system. When it is available in the merchant\u2019s country, it is often the simplest way to accept card payments because it keeps payment processing inside the Shopify platform.<\/p>\n<p>In many major markets, Shopify Payments charges a percentage of the order total plus a small fixed fee. For example, a common structure may look like <strong>2.9% plus 30 cents<\/strong> on an entry level plan, with lower rates on higher plans. The exact rate depends on the merchant\u2019s country, card type, and plan.<\/p>\n<p>A basic example helps clarify the calculation. If a customer places a <strong>$100 order<\/strong> and the payment processing rate is <strong>2.9% plus $0.30<\/strong>, the processing fee would be:<\/p>\n<ul>\n<li><strong>Percentage fee:<\/strong> $100 \u00d7 2.9% = $2.90<\/li>\n<li><strong>Fixed fee:<\/strong> $0.30<\/li>\n<li><strong>Total processing fee:<\/strong> $3.20<\/li>\n<li><strong>Estimated amount before other costs:<\/strong> $96.80<\/li>\n<\/ul>\n<p>This example does not include product cost, shipping, taxes, refunds, app fees, or advertising. It only shows how the payment fee works on a simple card transaction.<\/p>\n<h2>Shopify Transaction Fees When Not Using Shopify Payments<\/h2>\n<p>If a store uses a third party payment gateway instead of Shopify Payments, Shopify may charge an additional transaction fee. This fee is separate from the fee charged by the outside payment processor.<\/p>\n<p>For example, if a merchant uses an external gateway that charges its own card processing fee, Shopify\u2019s platform transaction fee may be added on top. This means the same $100 order could have both the external processor\u2019s fee and Shopify\u2019s additional percentage fee.<\/p>\n<p>In many cases, Shopify\u2019s third party transaction fees are higher on lower cost plans and lower on more expensive plans. A typical structure may range from around <strong>2%<\/strong> on an entry level plan to around <strong>0.5% or lower<\/strong> on advanced or enterprise plans, depending on the store\u2019s location and current Shopify pricing.<\/p>\n<p>This is why payment setup is one of the most important cost decisions for a Shopify store. A merchant that can use Shopify Payments may avoid Shopify\u2019s extra third party transaction fee, while a merchant that needs a specialized gateway may need to account for the additional cost.<\/p>\n<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/05\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-online-banking-transfer-us-dollar-payment-bank-processing-screen.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/05\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-online-banking-transfer-us-dollar-payment-bank-processing-screen.jpg 1080w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/05\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-online-banking-transfer-us-dollar-payment-bank-processing-screen-300x200.jpg 300w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/05\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-online-banking-transfer-us-dollar-payment-bank-processing-screen-1024x683.jpg 1024w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/05\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-online-banking-transfer-us-dollar-payment-bank-processing-screen-768x512.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/>\n<h2>How Shopify Plan Choice Affects Per Sale Fees<\/h2>\n<p>Shopify\u2019s monthly subscription fee is not technically taken from each sale, but it affects overall profitability. A merchant on a lower plan usually pays a lower monthly price but higher per transaction rates. A merchant on a higher plan usually pays more every month but may receive lower card processing rates and more advanced features.<\/p>\n<p>For a small store with limited monthly revenue, a lower plan may be the most cost effective option. For a high volume store, the savings from lower processing rates on a higher plan may outweigh the higher monthly subscription cost.<\/p>\n<p>The decision often depends on sales volume. If the difference between two plans saves enough in payment fees each month, upgrading can make financial sense. For example, a store processing tens of thousands of dollars per month may save more through reduced processing rates than it spends on the higher subscription.<\/p>\n<h2>Example: How Much Shopify Takes on a $50 Sale<\/h2>\n<p>Consider a simple $50 online order paid by credit card through Shopify Payments. If the processing rate is <strong>2.9% plus $0.30<\/strong>, the estimated fee would be:<\/p>\n<ul>\n<li>$50 \u00d7 2.9% = $1.45<\/li>\n<li>Fixed fee = $0.30<\/li>\n<li><strong>Total Shopify Payments fee = $1.75<\/strong><\/li>\n<li><strong>Amount remaining before other expenses = $48.25<\/strong><\/li>\n<\/ul>\n<p>If the same merchant uses a third party processor and Shopify applies an additional <strong>2%<\/strong> transaction fee, the extra Shopify fee would be <strong>$1.00<\/strong> on that $50 order. The merchant would also still owe the outside processor\u2019s own payment fee. In that scenario, Shopify and payment related costs could be noticeably higher.<\/p>\n<h2>Example: How Much Shopify Takes on a $100 Sale<\/h2>\n<p>On a $100 order using Shopify Payments at <strong>2.7% plus $0.30<\/strong>, the estimated processing fee would be:<\/p>\n<ul>\n<li>$100 \u00d7 2.7% = $2.70<\/li>\n<li>Fixed fee = $0.30<\/li>\n<li><strong>Total payment fee = $3.00<\/strong><\/li>\n<li><strong>Estimated remaining amount = $97.00<\/strong><\/li>\n<\/ul>\n<p>This example shows why higher plans may benefit larger merchants. A difference of even 0.2% or 0.4% may seem small on one order, but it can become meaningful across hundreds or thousands of monthly transactions.<\/p>\n<h2>Are Taxes Included in Shopify Fees?<\/h2>\n<p>Taxes can make fee calculations confusing. Payment processing fees are usually calculated on the amount charged to the customer, which may include the product price, shipping, and sales tax, depending on the transaction and region. That means a merchant may pay processing fees on the full checkout amount, not just the product subtotal.<\/p>\n<p>For example, if a product costs $90, shipping is $5, and tax is $5, the customer pays $100. The payment processing percentage is typically applied to the $100 total. The merchant may later remit the tax to the appropriate authority, but the payment fee has already been calculated on the full customer payment.<\/p>\n<h2>International Sales and Currency Conversion<\/h2>\n<p>International commerce can add more costs. If a customer pays in a different currency or uses an international card, the transaction may include extra processing charges or currency conversion fees. Shopify Markets and multicurrency features can help a merchant sell globally, but the store should review how conversion rates and fees affect margins.<\/p>\n<p>A merchant selling internationally should pay special attention to product pricing. If exchange rates shift or conversion fees are not included in pricing strategy, profit margins can shrink quickly. International pricing rules, duties, taxes, and payment fees should be reviewed together rather than separately.<\/p>\n<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/04\/10-and-one-10-us-dollar-bill-global-ecommerce-currency-exchange-international-sales.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/04\/10-and-one-10-us-dollar-bill-global-ecommerce-currency-exchange-international-sales.jpg 1080w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/04\/10-and-one-10-us-dollar-bill-global-ecommerce-currency-exchange-international-sales-300x200.jpg 300w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/04\/10-and-one-10-us-dollar-bill-global-ecommerce-currency-exchange-international-sales-1024x683.jpg 1024w, https:\/\/savethevideo.net\/blog\/wp-content\/uploads\/2026\/04\/10-and-one-10-us-dollar-bill-global-ecommerce-currency-exchange-international-sales-768x512.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/>\n<h2>Chargebacks and Refunds<\/h2>\n<p>A chargeback happens when a cardholder disputes a payment with the bank or card issuer. If a chargeback occurs, the merchant may be charged a <strong>chargeback fee<\/strong>, and the order amount may be held or withdrawn while the dispute is reviewed. The fee and process vary by country and payment provider.<\/p>\n<p>Refunds also affect fee calculations. In some cases, processing fees may not be fully returned when a merchant refunds an order. Because policies can vary, merchants should check the current Shopify Payments terms for their region. High refund rates can increase the true cost of selling, even if the store\u2019s gross sales look strong.<\/p>\n<h2>Other Costs That Affect Profit Per Sale<\/h2>\n<p>Shopify\u2019s direct per sale fees are only part of the picture. A merchant also needs to consider expenses that reduce profit from each order.<\/p>\n<ul>\n<li><strong>Product cost:<\/strong> The wholesale, manufacturing, or supplier cost of the item.<\/li>\n<li><strong>Packaging:<\/strong> Boxes, mailers, labels, inserts, and protective materials.<\/li>\n<li><strong>Shipping:<\/strong> Carrier charges, shipping insurance, and fulfillment fees.<\/li>\n<li><strong>Apps:<\/strong> Subscription apps, upsell apps, review apps, and automation tools.<\/li>\n<li><strong>Marketing:<\/strong> Advertising, influencer payments, affiliate commissions, and email tools.<\/li>\n<li><strong>Returns:<\/strong> Return labels, restocking costs, damaged goods, and customer support time.<\/li>\n<\/ul>\n<p>A store may have low Shopify fees but still struggle with profitability if product margins are thin or advertising costs are too high. The best approach is to calculate the full contribution margin per order, not only the platform fee.<\/p>\n<h2>How Merchants Can Reduce Shopify Fees<\/h2>\n<p>There are several ways a Shopify merchant may reduce the amount lost to fees and improve net revenue.<\/p>\n<ol>\n<li><strong>Use Shopify Payments when possible:<\/strong> This may help avoid additional third party transaction fees.<\/li>\n<li><strong>Choose the right plan:<\/strong> A higher plan may reduce processing rates enough to justify the monthly cost.<\/li>\n<li><strong>Increase average order value:<\/strong> Since fixed fees apply per transaction, larger orders can reduce the relative impact of fixed charges.<\/li>\n<li><strong>Reduce refunds and chargebacks:<\/strong> Clear product descriptions, reliable shipping, and responsive support can help.<\/li>\n<li><strong>Review app costs:<\/strong> Apps that charge per order can quietly reduce margins.<\/li>\n<li><strong>Price for international fees:<\/strong> Stores selling globally should build currency and cross border costs into pricing.<\/li>\n<\/ol>\n<h2>So, How Much Does Shopify Take Per Sale in 2026?<\/h2>\n<p>In 2026, Shopify commonly takes a payment processing fee from each sale when Shopify Payments is used. This is often a percentage of the transaction plus a fixed fee, with rates varying by plan and region. If the merchant does not use Shopify Payments, Shopify may also take an additional transaction fee, while the third party processor charges its own separate fee.<\/p>\n<p>For many merchants, a realistic simple estimate for online card payments is around <strong>2.5% to 3% plus a small fixed amount<\/strong> when using Shopify Payments, though exact rates may be higher or lower depending on the merchant\u2019s plan, country, and transaction type. If an outside payment provider is used, total payment costs may rise because of Shopify\u2019s additional transaction fee.<\/p>\n<p>The most accurate answer comes from reviewing the store\u2019s current Shopify pricing page, payment settings, and payout reports. A merchant should calculate fees using real order values, actual processing rates, refund patterns, international sales volume, and app costs. That gives a much clearer picture than relying on a single advertised rate.<\/p>\n<h2>FAQ<\/h2>\n<h3>Does Shopify take a percentage of every sale?<\/h3>\n<p>Shopify usually takes a payment processing fee when a sale is paid through Shopify Payments. If the merchant uses a third party payment processor, Shopify may also charge an additional transaction fee, depending on the plan and region.<\/p>\n<h3>Does Shopify charge transaction fees if Shopify Payments is used?<\/h3>\n<p>In many regions, Shopify does not charge its extra third party transaction fee when Shopify Payments is used. The merchant still pays standard payment processing fees.<\/p>\n<h3>How much does Shopify take from a $100 sale?<\/h3>\n<p>If the Shopify Payments rate is 2.9% plus $0.30, Shopify\u2019s payment processing fee on a $100 sale would be $3.20. If the rate is 2.7% plus $0.30, the fee would be $3.00. Additional costs may apply for third party gateways, international cards, apps, refunds, or chargebacks.<\/p>\n<h3>Are Shopify fees the same in every country?<\/h3>\n<p>No. Shopify fees vary by country, currency, payment method, and available payment providers. A merchant should confirm the exact local rates inside Shopify\u2019s official pricing information or admin settings.<\/p>\n<h3>Is Shopify Payments cheaper than PayPal or other gateways?<\/h3>\n<p>Shopify Payments can be cheaper in some cases because it may avoid Shopify\u2019s additional third party transaction fee. However, the total cost depends on the external provider\u2019s rates, the Shopify plan, and the merchant\u2019s location.<\/p>\n<h3>Do Shopify fees include shipping costs?<\/h3>\n<p>No. Shopify payment fees and shipping costs are separate. However, payment processing fees are often calculated on the full amount paid by the customer, which may include shipping and taxes.<\/p>\n<h3>Can a merchant avoid Shopify fees completely?<\/h3>\n<p>A merchant cannot usually avoid all Shopify related costs while using the platform. Even if third party transaction fees are avoided through Shopify Payments, payment processing fees and the monthly subscription still apply.<\/p>\n<h3>Which Shopify plan has the lowest per sale fees?<\/h3>\n<p>Higher tier Shopify plans generally offer lower payment processing rates than entry level plans. However, they also cost more per month, so the best plan depends on the store\u2019s sales volume and operating needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For a merchant evaluating Shopify in 2026, the amount Shopify takes per sale depends on three main factors: the store\u2019s plan, the payment processor used, and the type of transaction. &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How Much Does Shopify Take Per Sale? Fees Explained (2026)\" class=\"read-more button\" href=\"https:\/\/savethevideo.net\/blog\/how-much-does-shopify-take-per-sale-fees-explained-2026\/#more-13858\" aria-label=\"Read more about How Much Does Shopify Take Per Sale? Fees Explained (2026)\">Read more<\/a><\/p>\n","protected":false},"author":88,"featured_media":12285,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[495],"tags":[],"class_list":["post-13858","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Much Does Shopify Take Per Sale? 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